Blog
Jun 30, 2026
PRAGMA, KumoRFM, and the Gap Between Them: Why Financial AI Needs Both Sequences and Graphs Revolut's PRAGMA models a customer as a sequence of events. Kumo's KumoRFM models an enterprise as a graph of entities. Neither alone detects money laundering well. This post explains the architectural reason, and why NVIDIA paid a reported US$400M to own both sides of the gap.